what is the credit score required for va loan

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What is a credit score?

A credit score summarizes all of your credit report information into one number. This number is calculated by way of mathematical equation that evaluates various kinds of information from a credit score at that particular credit-reporting agency. By comparing this info on the patterns in 1000s of past credit reports, scoring identifies your height of credit risk. Your score tells a lender how likely you are to a loan, or make credit payments promptly. The higher your score is, better chance you could have to get the financial lending you apply for.

How can I get my credit report?

To discover the free credit profile you are allowed under federal law, you must head over to www.annualcreditreport.com. There, you can find your credit track record from all three credit scoring agencies - Experian, Equifax and TransUnion - once every 12 months. For daily monitoring of the credit history from all of the three credit reporting agencies, use FastOnlineCreditScores Monitoring. This service makes your personal credit report available online 24-7. You've reassurance from if you know your credit records are being monitored daily. If any irregular account activity is detected, we'll email you promptly.