credit score scams on craigslist

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What is a credit score?

A credit rating summarizes your complete credit history information into one number. This number is calculated by a mathematical equation that evaluates a number of information from your credit history as well particular credit-reporting agency. By comparing these details to the patterns in a large number of past credit reports, scoring identifies your level of credit risk. Your score tells a lender how likely you might be to repay a borrowing arrangement, or make credit payments by the due date. The bigger your score is, the higher chance you could have to get the credit are applying for.

How can I get my credit report?

To discover the free credit history that you will be eligible to under federal law, you must visit www.annualcreditreport.com. There, you can find your credit track record from all three credit scoring agencies - Experian, Equifax and TransUnion - once every 1 year. For daily monitoring of your credit profile from all the three credit scoring agencies, use FastOnlineCreditScores Monitoring. This specific repair makes your own personal credit score available online 24-7. You have reassurance from realizing that your credit records are monitored daily. If any irregular account activity is detected, we'll email you promptly.