improve your credit score quickly san diego company

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What is a credit score?

A credit score summarizes your whole credit score information into one number. This number is calculated by way of a mathematical equation that evaluates many types of information from a credit score as well particular credit-reporting agency. By comparing this data on the patterns in thousands of past credit file, scoring identifies your level of credit risk. Your score tells a lender how likely you're to repay that loan, or make credit payments on time. The higher your score is, the greater chance you might have to getting the financial lending are applying for.

How can I get my credit report?

To discover the free credit report that you are eligible for under federal law, you need to head to www.annualcreditreport.com. There, you can obtain your credit report from the 3 credit scoring agencies - Experian, Equifax and TransUnion - once every 1 year. For daily monitoring of your credit report from each one of the three credit rating agencies, use FastOnlineCreditScores Monitoring. This service makes your very own credit report available on the internet 24-7. You've satisfaction from knowing that your credit records are being monitored daily. If any irregular account activity is detected, we'll email you promptly.