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What is a credit score?A credit score summarizes all of your credit file information into one number. This number is calculated by a mathematical equation that evaluates many types of information from your credit score as well particular credit-reporting agency. By comparing these records towards patterns in 1000s of past credit reports, scoring identifies your height of credit risk. Your score tells a lender how likely you are to credit, or make credit payments on time. The larger your score is, the greater chance you might have of asking for the financing you apply for.
How can I get my credit report? To discover the free credit report that you will be entitled to under federal law, you have to attend www.annualcreditreport.com. There, you can get your credit track record from all three credit scoring agencies - Experian, Equifax and TransUnion - once every 12 months. For daily monitoring of the credit score from all of the three credit rating agencies, use FastOnlineCreditScores Monitoring. This service makes your personal credit report available online 24-7. You have satisfaction from knowing that your credit records are monitored daily. If any irregular account activity is detected, we'll email you promptly.
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